Compare, you will save on the price of your travel insurance compared to the formulas sold with the trip.
Baggage theft, plane delay, baggage delay, civil liability, reimbursement of health costs, help for children: complete formulas to discover at low prices.
Conventional travel insurance does not cover these long trips. A suitable cover is essential to prevent the dream from turning into a nightmare.
They include in particular :
You choose the warranty period that suits you, from 1 to 12 months. If your trip is prolonged, the contract can be renewed. Some insurers offer a very convenient monthly payment for long-term stays.
Insurance is often included in the credit cards or sold at the same time as the trip.
They have limited guarantee ceilings and above all very strict conditions for coverage and reimbursement. Do not hesitate to replace them with appropriate travel insurance. Several options are available to you to cover what you need at the fairest price. On some trips, the savings can reach more than €200.
Medical costs can be very expensive abroad. Hospitalization often costs tens of thousands of euros and simple emergency examinations can quickly cost more than 1000 euros.
The guarantees of many contracts have insufficient reimbursement ceilings, often limited to 150,000 euros. It may seem like a lot, but in a private hospital, the bill goes up very quickly.
In classic travel insurance, to be reimbursed you must first call the insurer to open a file and then send your reimbursement requests to the Sécu and your mutual insurance company before sending what remains to be paid to the insurer. Not easy when you are at the end of the world.
With appropriate insurance, management procedures are facilitated and you receive your reimbursement without having to wait for your return to France.
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